FOLLOWING RULES


The other day I was listening to an interview with an insurance guy on the radio. He mentioned that if you have an extra non-related person staying in your house, you should tell the insurance company. It should only cost a few dollars more. It’s better to do that, because if you have a fire, and there is an undeclared person staying at the house, they could and probably will cancel the insurance.

Cecelia and I have been trying to try to add to our coffers by taking in an older woman who has a physical and developmental disabilities for this we get rent, also an allowance to look after her. The money is good, and because she is from the government, she is tax free income – or so I thought.

It must have been an omen. In the day I had a nightmare that I was leading a mindfulness class that happened to have Donald Trump in the front row. I told the insurance broker about this. The company we were with, for $1500 per month and $500 deductible withdrew coverage. They said I was not allowed to have Donald trump in my class.

So much for following rules. The broker found us another company that agreed to underwrite us for double the premium and double the deductible. I don’t think I can even claim this on Income Tax, because the whole business of fostering a person with disabilities  is supposed to be free from taxes.

… Or so I think.

… Or so I’ve been told.

Just watch. I’ll claim the insurance difference then go to jail for 20  years for tax evasion.

At least that way I can stop wondering what to do in retirement

Mike Broderick , a one- time archaeologist, is a Vocational Rehabilitation Counsellor with the Fraser Health Authority in Port Coquitlam where he helps people with mental health disabilities find and keep full or part time employment .

He WAS the Employment Specialist for the Neil Squire Society in Burnaby where he found employment for people with physical disabilities, A Supported Employment Coordinator at THEO BC (now the Open Door Group), and a case manager at Community Fisheries Development Centre where he helped people move from the fishing industry to something else because there, “Ain’t no fish.” This means he is VERY familiar with how a modern day resume should look.

He is a newly retired ambassador with the Vancouver Board of Trade and a former member of the Labour Task Force of the Burnaby Board of Trade He does some work as a field Archaeologist, is a fitness instructor and frequent contributor of fitness humour articles to Alive Magazine. He is always saying, “If you can’t be fit, you can at least be funny.”

He lives in Port Coquitlam with his spouse Cecelia. You can reach him at home at michael_broderick@telus.net  or at 604-464-4105. If you’re looking for a career change, he is the Spin Doctor and can give you a resume makeover at competitive rates

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One Response to “FOLLOWING RULES”

  1. energywriter Says:

    What a mess! Perhaps if you claim The Donald as a dependent you can also claim all the business losses that has him tied up in audits. 🙂

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